Chase Sapphire Preferred® Card: How to Apply Easily!

Apply for the Chase Sapphire Preferred® Card and earn valuable travel rewards and exclusive benefits. Follow our step-by-step guide and apply today!

Looking for a card that makes your spending more rewarding? The Chase Sapphire Preferred® Card gives you bonus points on travel and dining, a huge welcome bonus, and travel protections to make every trip unforgettable.

Let’s walk you through how to apply, qualify, and get the most out of this top-tier rewards card!

How to Apply for the Chase Sapphire Preferred® Card

Applying for the Chase Sapphire Preferred® Card is straightforward and can be done in just a few minutes. Here’s a detailed walkthrough to ensure a smooth process:

1. Visit the Official Application Page

To get started, head to the Chase Sapphire Preferred® Card Application Page and click the “Apply Now” button.

This will redirect you to a secure application form where you can begin entering your details.

2. Complete Your Personal Information

Here’s what the application form will ask for:

• Full legal name: Make sure your name matches your ID and official documents.
• Date of birth: You must be at least 18 years old to apply.
• Social Security Number (SSN): Required for identity verification and credit check.
• Residential address: A valid U.S. address is needed; P.O. boxes are not accepted.
• Annual income and employment status: This helps Chase assess your ability to manage credit.

Tip: Be honest and accurate with your information to avoid delays.

3. Submit Your Application

Once you’ve filled out all the required fields, double-check for accuracy and click “Submit.”

• Instant decision: Many applicants receive a decision within 60 seconds.
• Additional review: If your application needs further review, Chase may contact you for more details.

If approved, your card will arrive within 7 to 10 business days.

Requirements to Apply for the Chase Sapphire Preferred® Card

Before applying, make sure you meet these eligibility criteria:

• Age: You must be at least 18 years old (or 21 in some states).
• Residency: A valid U.S. residential address is required.
• Credit Score: A good to excellent credit score (typically 690 or higher) improves your chances of approval.
• Income: You’ll need to provide your annual income to demonstrate financial stability.

Additional Considerations:

• Chase has a 5/24 rule, meaning if you’ve opened 5 or more credit cards (from any issuer) in the past 24 months, your application may be denied.
• Review your credit report for errors before applying to ensure your score reflects your true creditworthiness.

Chase Sapphire Preferred® Card Benefits

This card is packed with features that make it a standout choice for travel enthusiasts:

1. Generous Bonus Points on Purchases

Earn rewards on every dollar spent:

• 5x points on travel booked through Chase Ultimate Rewards® (including flights, hotels, and rental cars).
• 3x points on dining, including restaurants, takeout, and eligible delivery services.
• 2x points on general travel expenses outside of the Chase portal.
• 1x points on all other purchases.

Example: If you spend $1,000 per month on dining and travel, you’ll earn 36,000 points per year—worth at least $450 when redeemed for travel!

2. Welcome Bonus

Earn 60,000 bonus points after spending $4,000 in the first 3 months—that’s equivalent to $750 in travel rewards through Chase Ultimate Rewards®.

3. Travel Protections

Enjoy peace of mind with comprehensive travel benefits, including:

• Trip cancellation/interruption insurance: Coverage of up to $10,000 per person per trip.
• Primary rental car insurance: Avoid the rental company’s costly insurance fees with Chase’s included coverage.
• Baggage delay reimbursement: Receive up to $100 per day for essential purchases if your luggage is delayed by more than 6 hours.

4. No Foreign Transaction Fees

Pay with confidence abroad—there are no additional fees when you use your card internationally.

5. 25% More Value for Points

When you redeem points for travel through Chase Ultimate Rewards®, you get 25% more value—meaning 60,000 points equals $750 for flights, hotels, and more.

What Are the Fees, APR, and Interest?

Here’s what you need to know about the costs associated with the Chase Sapphire Preferred® Card:

• Annual Fee: $95
• Intro APR: None for purchases or balance transfers.
• Standard APR: 21.24% to 28.24% (variable) based on your credit score.
• Balance Transfer Fee: Either $5 or 5% of the transfer amount, whichever is greater.
• Late Payment Fee: Up to $40 if you miss a payment.

Network and Coverage

The Chase Sapphire Preferred® Card operates on the Visa Signature® network, offering:

• Global acceptance: Use your card at millions of locations worldwide.
• Purchase protection: Eligible purchases are covered against damage or theft for up to 120 days.
• Extended warranty: Receive an additional year of coverage on eligible manufacturer warranties.

These benefits make it an ideal travel companion, whether you’re at home or abroad.

How to Check Your Statement?

Tracking your spending and rewards is easy with Chase’s digital tools:

1. Chase Mobile App

Download the app to:

• View your available balance, pending transactions, and payment history.
• Track your rewards points and upcoming statement dates.

2. Online Account

Log into your Chase account via the website to:

• Download detailed statements for your records.
• Schedule and manage payments.

3. Email Alerts

Receive email reminders when your statement is ready or when a payment is due, ensuring you never miss a deadline.

How to Activate the Chase Sapphire Preferred® Card

Once your card arrives, activation takes just a few steps:

• Via Mobile App: Open the app, tap your new card, and follow the activation instructions.
• Online: Log into your Chase account, select your card, and click “Activate.”
• By Phone: Call the activation number provided with your card and follow the prompts.

Contact Information for Chase Sapphire Preferred® Card

Need support? Here’s how to contact Chase for assistance:

• Phone: Call 1-800-432-3117 for 24/7 customer service.
• Live Chat: Access live chat support through the Chase mobile app.
• Help Center: Visit the Chase website for FAQs and support articles.

Chase’s customer service is known for being prompt and helpful.

How to Maximize Rewards with the Chase Sapphire Preferred® Card

Here are some tips to make the most of your rewards:

• Book travel through Chase Ultimate Rewards®: Earn 5x points on all travel-related purchases.
• Use your card for dining: Whether you’re dining out or ordering in, earn 3x points on every meal.
• Transfer points to travel partners: Chase partners with top airlines and hotels, letting you transfer points 1:1 to programs like United MileagePlus and World of Hyatt.

How the Chase Sapphire Preferred® Card Keeps You in Control

With real-time alerts and budgeting tools, Chase helps you stay on track:

• Spending insights: See where your money goes each month.
• Autopay options: Schedule automatic payments to avoid late fees.
• Fraud alerts: Receive instant notifications for unusual account activity.

Is the Chase Sapphire Preferred® Card Right for You?

This card is perfect if you:

• Spend frequently on travel and dining.
• Want premium travel protections and rewards.
• Don’t mind paying a $95 annual fee for valuable perks.

If you’re ready to take your rewards to the next level, the Chase Sapphire Preferred® Card is a top choice for frequent travelers and food lovers alike.

Apply now and turn your purchases into unforgettable experiences!