Request Discover It Student Card

The university period is an exciting phase of life, full of challenges and learning. And for many students, including financial management in this scenario is essential. Learn with us how to Request Discover It Student Card.

 This service stands out, offering a unique opportunity to build a solid credit history while enjoying exclusive benefits. 

Check everything out and you will learn how to apply for the Discover It Student Card, what the initial credit limit is, what the associated fees are, the advantages of this card and how to unlock it when it reaches your hands. 

How to Request the Discover It Student Card?

 Applying for the Discover It Student Card is a relatively simple and accessible process for college students who meet the minimum requirements. 

• Here is a step-by-step guide to walk you through: Initial Preparation: Before beginning the application process, make sure you meet the basic requirements. You must be a college student at least 18 years of age. Having a source of income or access to financial resources is important as you will need to prove your ability to pay.

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•  Gather Documents: Prepare necessary documents such as proof of identity (usually a copy of your ID or passport), proof of income (may include a bank statement or tax return) and basic personal information such as address, telephone number and address of e-mail. 

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• Visit the Discover Website: Visit the official Discover website or use the mobile app if available in your region. 

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• Complete the Application Form: You will find an application form online. Fill it in with your personal and financial information, providing all the requested details accurately. 

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• Wait for the Assessment: After submitting your request, Discover will perform a credit assessment. This can take a few minutes or even days, depending on the volume of requests. Keep an eye on your email, as Discover will contact you to inform you of the approval or request additional information. 

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• Receive your Card: If approved, you will receive the Discover It Student Card at your registered address. Be sure to check the estimated delivery time during the order process.

What is the Initial Limit? 

The initial credit limit for the Discover It Student Card may vary according to the credit analysis carried out by Discover. 

Generally, college students who are building their credit history can start with a lower limit, but as they demonstrate responsibility in their card use, they have the opportunity to request limit increases. 

What Are the Fees? 

One of the advantages of the Discover It Student Card is the absence of annual fees. This means you don’t have to worry about recurring costs simply because you’re a cardholder. 

Additionally, the card offers low introductory interest rates, which is beneficial for students looking to save on interest. 

However, it’s important to note that interest rates may vary after the introductory period depending on your payment history and other factors.

 It’s essential to read and understand the card’s terms and conditions to be aware of any potential fees, such as those related to late payments or cash withdrawals.

What are the Advantages of the Discover It Student Card? 

The Discover It Student Card offers several attractive benefits for university students: 

• Cash Back Rewards: With the cash back rewards program, you can earn money on your everyday purchases. Rewards percentages are highest in rotating categories like restaurants, grocery stores, and gas stations. 
• Free Credit Monitoring: Discover It Student Card holders have free access to Discover’s credit monitoring service. This allows you to track your credit history and FICO score, helping you build a solid credit profile. 
• No Foreign Transaction Fee: If you plan to travel internationally, the card is a solid choice as it doesn’t charge a foreign transaction fee. 

Does this Card Have Discover It Student Advantage Programs? 

Yes, the Discover It Student Card offers a cash back rewards program as one of its main benefits. 

This means you can earn money on your everyday purchases, saving on your expenses or investing in the things you love most. 

Additionally, access to free credit monitoring is an added advantage to help build your financial history. 

Empowering Financial Independence for Students

At ICDRA, our mission is to empower individuals with the financial tools and knowledge they need to achieve financial independence and success.

The Discover It Student Card aligns seamlessly with this vision by offering students a valuable opportunity to build credit, earn rewards, and learn essential financial management skills.

Our goal is to support students in their journey toward financial literacy and responsibility, setting a strong foundation for their future.

Building Credit Responsibly

The Discover It Student Card is specifically designed to help students build their credit history from the ground up.

By reporting to all three major credit bureaus, the card allows students to establish a positive credit profile through responsible use.

This is crucial for future financial endeavors such as renting an apartment, buying a car, or securing loans.

At we believe that establishing good credit early is a key step toward long-term financial health.

One of the most attractive features of the Discover It Student Card is its rewarding cash back program.

Students earn 5% cash back on rotating categories each quarter, such as grocery stores, gas stations, restaurants, and online shopping, up to the quarterly maximum when they activate. All other purchases earn unlimited 1% cash back.

Additionally, Discover matches all the cash back earned during the first year, effectively doubling the rewards. This generous program not only encourages responsible spending but also provides tangible benefits that can help manage everyday expenses.

The Discover It Student Card comes with no annual fee, making it an affordable choice for students. The card also offers a 0% introductory APR on purchases for the first six months, followed by a variable APR.

These terms provide financial flexibility, allowing students to make necessary purchases and pay them off over time without the burden of high-interest rates.

Financial Education and Tools

Discover is committed to helping students learn about and manage their finances effectively. The Discover It Student Card offers access to a free FICO® credit score, which helps students monitor their credit progress.

Additionally, the card provides various financial management tools through Discover’s mobile app and online account management system.

These resources include spending tracking, budgeting tools, and personalized alerts, all designed to help students develop good financial habits.

Security and Protection

Security is a top priority for Discover. The Discover It Student Card comes with robust security features, including free Social Security number alerts, zero liability protection for unauthorized purchases, and the ability to freeze your account instantly with the Freeze it® feature.

These measures ensure that students can use their card confidently, knowing that their financial information is protected.

The Discover It Student Card embodies vision of empowering young adults to achieve financial success.

By offering a rewarding cash back program, no annual fee, competitive terms, and comprehensive financial education tools, this card provides significant value to students.

It encourages responsible financial behavior, helps build credit, and supports students in their journey toward financial independence and literacy.

How to Unblock the Discover It Student Card? 

Once you receive your Discover It Student Card in the mail, you will need to activate it before you can start using it. The unlocking process is simple: 

• Call Activation Number: There is usually a sticker or label on the card with an activation phone number. Call this number using the phone number you registered when applying for the card.
•  Follow the Instructions: You will be directed to follow some automated instructions to confirm your identity and activate the card. 
• Ready to Use: Upon successful activation, your Discover It Student Card will be ready for immediate use. 

The Discover It Student Card is a popular choice among college students due to its perks, rewards, and friendly fee policy.

 However, always remember to use your card responsibly, making timely payments and avoiding accumulating excessive debt. 

With proper financial management, this card can be a valuable tool during your college years and beyond.