United Gateway Card – How to Apply, Fees, Contact

The United Gateway Card is a great choice for frequent travelers who want to earn miles on their everyday purchases. With no annual fee and a variety of travel-related benefits, this card offers excellent value for those who frequently fly with United Airlines.

In this guide, we’ll walk you through the application process, eligibility requirements, and the various benefits of the United Gateway Card. Don’t miss out on this opportunity to enhance your travel experiences with a card that offers substantial rewards and perks.

Want to know how to apply for the United Gateway Card and take advantage of all its perks? Follow our comprehensive guide to quickly and efficiently submit your application and learn about all the benefits and requirements.

How to Apply United Gateway Card

To apply for the United Gateway Card, follow these steps:

1. Visit the Chase website: Go to the official Chase website and find the credit cards section.
2. Select the United Gateway Card: Browse through the available credit cards and choose the United Gateway Card.
3. Click “Apply Now”: Start the application process by clicking the “Apply Now” button.
4. Fill out the online form: Enter your personal information, including name, address, income, and other necessary details.
5. Review and submit: Double-check all the information entered, read the terms and conditions, and submit your application.

Requirements to Apply

To be eligible for the United Gateway Card, you must meet the following requirements:

• Be at least 18 years old.
• Be a resident of the United States.
• Have a valid Social Security Number.
• Have a stable income.
• Possess a fair to good credit history.

Benefits

The United Gateway Card offers a range of benefits for its holders, including:

• Earn miles: Earn 2 miles per $1 spent on United purchases, at gas stations, and on local transit and commuting. Earn 1 mile per $1 spent on all other purchases.
• No annual fee: There is no annual fee, making it easy to keep the card long-term.
• In-flight discounts: 25% back on United in-flight purchases.
• Expanded Award availability: Access to more award seats on United flights.
• Travel and purchase coverage: Enjoy benefits like trip cancellation/interruption insurance, auto rental collision damage waiver, and purchase protection.

What are the Fees, Annual Percentage Rate (APR), and Interest?

The United Gateway Card comes with the following fees and terms:

• Introductory APR: 0% on purchases for the first 12 months. After the introductory period, the variable APR will be 20.49% to 27.49%.
• Annual Fee: $0.
• Balance Transfer Fee: 5% of the amount of each transfer or $5, whichever is greater.
• Foreign Transaction Fee: $0, making it a great card for international travel.

Network and Coverage

The card is issued by Visa, one of the most widely accepted payment networks in the world. With this card, you can make purchases and withdrawals at millions of locations and ATMs in over 200 countries and territories.

How to Check Your Statement?

To check your statement for the card, follow these steps:

1. Visit the Chase website or app: Log in to your Chase account.
2. Select the United Gateway Card: Navigate to the credit cards section and choose your card.
3. View your statement: Click the option to view your current and past statements. You can download or print a copy if needed.

How to Activate the Card?

To activate your United Gateway Card:

1. Call the customer service number: Find the phone number on the sticker attached to your card.
2. Use the Chase Mobile® app: Log in to your account in the app, select the card, and follow the instructions to activate it.
3. Visit the Chase website: Log in to your account, select the card, and follow the activation instructions.

Contact

If you need additional assistance or have questions about the card, you can contact Chase customer service through the following methods:

• Phone: 1-800-432-3117
• Online Chat: Available on the official Chase website
• Visit a branch: Find the nearest Chase branch for in-person assistance.

The card offers an attractive combination of benefits, competitive rates, and global acceptance. With our detailed guide, you now know how to apply for this card, what the requirements are, the benefits, and how to manage your account. Take advantage of all the perks the card has to offer and improve your travel experiences today!

Common Mistakes to Avoid with the United Gateway Card

Avoid these common pitfalls to ensure you make the most of the United Gateway Card:

1. Missing Payment Deadlines: Late payments incur interest charges and can affect your credit score. Pay balances on time to avoid penalties.
2. Underutilizing Bonus Categories: Failing to prioritize United purchases or travel-related expenses limits your potential to earn double miles.
3. Not Redeeming Miles Effectively: Using miles for low-value rewards, like merchandise, reduces their overall value. Focus on flights or upgrades for better redemption rates.
4. Ignoring In-Flight Discounts: Overlooking the 25% discount on in-flight purchases means missing out on savings.
5. Letting Miles Expire: Monitor your MileagePlus account to avoid losing miles due to inactivity.

Being mindful of these mistakes ensures you maximize the card’s benefits.

Tips to Maximize Miles with the United Gateway Card

Make the most of your United Gateway Card by employing these strategies:

1. Book Flights with United Airlines: Earn double miles on United ticket purchases, enhancing your balance quickly.
2. Use the Card for Travel-Related Expenses: Earn double miles on purchases like train tickets, car rentals, and local transit.
3. Utilize Dining Programs: Link your card to the MileagePlus Dining program to earn bonus miles at participating restaurants.
4. Pay Everyday Bills: Use the card for recurring expenses, such as utilities or subscriptions, to consistently earn miles.
5. Leverage Welcome Bonuses: Meet the initial spending requirement to unlock bonus miles offered during sign-up.

These strategies ensure you earn more miles while maintaining your usual spending habits.